The Month Yearly


It’s amazing how often I’ve had the conversation with people regarding money of monthly versus yearly. The fact is, we see a big number and we get intimidated, but a small number is okay. It’s actually amazing how few people stop about how it all adds up in the end. I mean, picture that you have a coffee habit of $5 a day, and you might think that’s not all that bad. However, if I tell you to do the math and you realize that this amounts to $1,825 a year, it suddenly dawns on you. For that couple of cups a coffee you buy a day, saved up, you could go on a cruise.

It’s what I hear from my clients sometimes. They tell me that they’re moving their account or their web hosting to someone and they list how they’re going from yearly to monthly payments and how much more inexpensive it will be for them. Sometimes there is truly a savings. However usually there is not. There are cancellation and transfer fees, setup fees, and if they get a special introductory rate that would increase in a few months and are locked into a year contract at a higher rate thereafter, whatever initial savings they had are now gone.

Where this gets especially frustrating for me and for my clients are the web host clients that don’t realize that the quick response they get from us in times of technical problems is not what they are going to get from the “cheaper” company they are moving to. We serve local clients, we have a variety of specialists, we host our own servers on-site. Having used one of the “cheaper” web hosts for years, I can tell you that they you don’t get anywhere near as personal as a response from them, nor as quickly, if you get any response at all.

I’ve had someone tell me that the $14/month web host they were going to was cheaper than the yearly fee they were paying us. However, their yearly fee was actually $13 less a year than the plan they were going to. It wasn’t just bad math; it was fatal math. It was the math that gets us into all sorts of trouble in our daily lives because spreading out a payment makes it look so much smaller, so much safer, that we allow ourselves to be tricked by it.

However, there is a way to use this to your advantage as a writer. If you feel that the word count of a novel is daunting, break it down into smaller numbers. Break it down to words per chapter, per section, or per page. Break the novel itself into segments like short stories, if you find that easier. Use the way our brains are programmed to see smaller as better or easier. Even as you remove yourself from the logical fallacy regarding money, move it into the category of your writing, and you’ll find it helps your work get finished, and stave off that feeling like you’ll never get that work long enough.

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